Bank Millennium and the Bank’s Companies offer products and services to improve their clients’ living conditions, facilitating management of their finances and savings that are also environmentally friendly. Environmentally-friendly products are described in the section entitled “Environmentally-friendly products and responsible financing” while solutions related to the COVID-19 pandemic are described in the section entitled “Service and support for clients in the COVID-19 pandemic second year”.
The Bank’s purpose is to provide convenient solutions that really make clients’ lives easier and help them achieve their financial targets. One example of this approach is the Bank offering the 360° Account.
The 360°Account offering is universal and designed to address the needs of various client groups, irrespective of their age and income.
Accounts for younger clients are always free of charge, while the 360° Account allows for a fee exemption even if the monthly amounts credited to the account are not very high. The Bank does not have a requirement for a minimum amount of a single incoming amount or a source of income. It suffices for the sum total of proceeds to be at least PLN 1,000, regardless of whether that is for proceeds from salary, social benefits, a scholarship or cash deposits.
What’s more, when fulfilling the requirement for the account to be free of charge, meaning meeting the minimum proceeds threshold and executing at least one payment by a card attached to the account or by BLIK in a month, the client will also not pay a fee for withdrawals from ATMs. That means that clients who have problems with mobility (older persons or persons with disabilities) may use ATMs in convenient locations without incurring fees for withdrawals from third party ATMs.
Clients whose finances do not suffice to pay for doctors to make house calls may benefit from them in the event of a sudden illness or if their child falls ill under the Very Helpful Package offered in conjunction with the 360° Account. This package also provides the assistance of a plumber or an electrician or the repair of equipment such as household appliances, radio and television equipment, smartphones and tablets. When selecting an account with the Very Helpful Package clients can take advantage of 7 interventions a year. The package is free of charge for six months after opening the account.
Having younger clients in mind the Bank’s offer contains the 360° Student Account for people aged 18 to 26 and 360° Junior Account for clients who have not yet turned 18. As it is endeavouring to help them take their first steps in the world of finance, the Bank does not charge fees for account handling, while their debit card and withdrawals from ATMs are free of charge provided that they execute at least one transaction a month using a card or paying by BLIK. Since May of 2021, children aged 7 to 12 may use a mobile application and a payment card for the 360° Junior Account designed to meet the needs of the youngest users. These modern tools help introduce children to the world of finance and teach them how to use technology safely.
