2019 was a year of intensive development of electronic banking, providing modern, innovative solutions on the Polish market, such as:
Automatic payments for motorways – the Bank was the first bank in Poland to offer Autopay, automatic payment for motorways operated by Blue Media, in its mobile app. Our clients may travel a motorway without having to stop at toll gates. Toll payments are collected automatically from an account or a credit card specified by the customer, after exiting the motorway. Several vehicles may be registered in the service, including company cars, and an invoice can be downloaded directly in the Bank Millennium application, after each trip or once a month. The Autopay automatic payment system covers the A1 motorway from Nowa Wieś to Rusocin and the A4 motorway from Krakow to Katowice. The service continues to be developed and soon it will be available on other motorways as well.
Apple Pay – users with iOS operating system devices may now use the Apple Pay service to make quick and convenient payments anywhere contactless payments are accepted. The service is available for debit and credit Visa and Mastercard cards.
New generation banking – in March the Bank launched the new Millenet internet banking system and the new edition of its mobile app, which constitute the new generation of banking activity. The technologies and solutions used for its development are new on the Polish market and, together with the unique design, offer our customers a completely new digital experience. The new application and Millenet contain offers tailored to individual needs of customers and their unique ways of managing their finances. New sections offer easier access to the functions that are used most frequently, which the customer may manage, based on preferences. For example, the “Collection” add-on makes it easier to monitor payments from many sources to a specific goal, for example when collecting money for a gift or a class trip from several persons.
Access to e-administration – in 2019 important changes were also made aimed at supporting e-administration and government programs in the Millenet system. Among other things, the Bank provided:
- the possibility to apply for family benefits in the Family 500+ and Good Start 300+ programs based on the new assumptions. Starting on 1 July 2019, the 500+ benefit is also given to the first and each successive child, without the income criterion. On this occasion, the Bank prepared a special promotion: clients applying for the 500+ benefit may be eligible for a bonus up to PLN 300 and additional rewards. Applying for the benefits is simple and intuitive. After logging in, an appropriate document must be filled out in the MilleUrząd tab and confirmed with an SMS code/ approved in the mobile application.
- possibility of paying taxes via Millenet directly on the Twój e-PIT website. Customers with a tax underpayment can now pay the due amount to the tax office without having to leave the tax website. All the transfer data (details of the appropriate tax office, payment amount, type of return) are filled out automatically. Millenet users can additionally log into the Twój e-PIT website without stating their tax ID details.
POS payment terminals for Biznes clients – the Bank in collaboration with a card acquirer PayTel S.A. extended its offering for Biznes segment customers to include a comprehensive POS terminal rental service, including acceptance of payments and maintenance of the terminals. Within the service, the Bank offers a broad choice of stationary and mobile terminals capable of being integrated with fiscal cash registers. The terminals offer support for BLIK and contactless payments, acceptance of VISA and Mastercard cards, also with the DCC option (Dynamic Currency Conversion, or payment in the card currency) and additional services such as CashBack or sale of mobile prepaid credits.
Temporary blockade of cards in the mobile app and unblocking of passwords in Millenet – among new solutions, customers may use convenient, temporary blocking of payment cards in the application (the blockade may be turned on and off any number of times) and quick fully-online unblocking of passwords to the Millenet system without a need to contact the hotline.