Notes to the Consolidated Financial Statements

Amounts presented in the notes to the consolidated financial statements are presented in PLN thousands.

1. Interest income and other of similar nature
2. Interest expense
3. Fee and commission income and expense
- 3a. Fee and commission income
- 3b. Fee and commission expense
4. Dividend income
5. Result on derecognition of financial assets and liabilities not measured at fair value through profit or loss
6. Results on financial assets and liabilities held for trading
7. Results non-trading financial assets mandatorily at fair value through profit or loss
8. Result on hedge accounting
9. Other operating income
10. Other operating expense
11. Administrative expenses
12. Impairment losses on financial assets
13. Impairment losses on non-financial assets
14. Depreciation and amortization
15. Corporate income tax
- 15a. Income tax reported in income statement
- 15b. Effective tax rate
- 15c. Deferred tax reported in equity
16. Earnings per share
17. Cash, balances at the Central Bank
- 17a. Cash, balances at the Central Bank
- 17b. Cash, balances at the Central Bank – by currency
18. Financial assets held for trading
- 18a. Financial assets held for trading
- 18b. Debt securities valued at fair value through profit and loss (held for trading), at balance sheet value
- 18c. Debt securities valued at fair value through profit and loss (held for trading), by maturity
- 18d. Change of debt securities and equity instruments valued at fair value through profit and loss (held for trading)
- 18e. Financial assets and liabilities held for trading - Valuation of derivatives, Adjustment from fair value hedge and Short positions as at:
19. Non-trading financial assets mandatorily at fair value through profit or loss, other than Loans and advances to customers
20. Financial assets at fair value through other comprehensive income
- 20a. Financial assets at fair value through other comprehensive income (split by category)
- 20b. Debt securities at fair value through other comprehensive income (split by interest rate applied)
- 20c. Debt securities at fair value through other comprehensive income by maturity
- 20d. Change of financial assets at fair value through other comprehensive income
21. Loans and advances to customers
- 21a. Loans and advances to customers mandatorily at fair value through profit or loss
- 21b. Loans and advances to customers valued at amortised cost
- 21c. Loans and advances to customers
- 21d. Quality of loans and advances to customers portfolio valued at amortised cost
- 21e. Loans and advances to customers portfolio valued at amortised cost by methodology of impairment assessment
- 21f. Loans and advances to customers portfolio valued at amortised cost by customers
- 21g. Movements in impairment allowances for loans and advances to customers carried at amortised cost
- 21h. Changes in impairment allowances and gross carrying amount of loans and advances valued at amortised cost divided into stages and classes
- 21i. Loans and advances to customers portfolio valued at amortised cost by maturity
- 21j. Loans and advances to customers portfolio valued at amortised cost by currency
- 21k. Financial leasing receivables
22. Financial assets at amortised cost other than Loans and advances to customers
- 22a. Financial assets at amortised cost other than Loans and advances to customers
- 22b. Debt securities
- 22c. Deposits, loans and advances to banks and other monetary institutions
- 22d. Deposits, loans and advances to banks and other monetary institutions by maturity date
- 22e. Deposits, loans and advances to banks and other monetary institutions by currency
- 22f. Change of impairment allowances for deposits, loans and advances to banks and other monetary institutions
- 22g. Reverse sale and repurchase agreements
23. Derivatives – Hedge accounting
- 23a. Hedge accounting
- 23b. Hedge accounting for cash flow volatility
- 23c. Cash flow hedge – Hedged Instruments
- 23d. Cash flow hedge – Hedging instruments
- 23e. Fair value hedge – Hedged instruments
- 23f. Fair value hedge – Hedging instruments
24. Investments in subsidiaries, joint ventures and associates
- 24a. Investments in related entities
- 24b. Change of investments in related entities
25. Tangible fixed assets
- 25a. Property, plant and equipment
- 25b. Change of balance of property, plant and equipment (by type groups) in the period 01.01.2019 – 31.12.2019
- 25c. Change of balance of property, plant and equipment (by type groups) in the period 01.01.2018 – 31.12.2018
26. Intangible fixed assets
- 26a. Intangible fixed assets
- 26b. Change of balance of intangible fixed assets (by type groups) in the period 01.01.2019 – 31.12.2019
- 26c. Change of balance of intangible fixed assets (by type groups) in the period 01.01.2018 – 31.12.2018
27. Deferred income tax assets
- 27a. Deferred income tax assets and liability
- 27b. Change of temporary differences
- 27c. Change of temporary differences
- 27d. Change of deferred income tax
- 27e. Negative temporary differences for which the deferred income tax asset was not recognised in the balance sheet
28. Other assets
29. Non-current assets and disposal groups classified as held for sale
- 29a. Change of balance of non-current assets held for sale in the period 01.01.2019 – 31.12.2019
- 29b. Change of balance of non-current assets held for sale in the period 01.01.2018 – 31.12.2018
30. Financial liabilities held for trading
31. Liabilities to banks and other monetary institutions
- 31a. Liabilities to banks and other monetary institutions
- 31b. Liabilities to banks and other monetary institutions by maturity
- 31c. Liabilities to banks and other monetary institutions by currency
32. Liabilities to customers
- 32a. Structure of liabilities to customers by type
- 32b. Liabilities to customers by maturity
- 32c. Liabilities to customers by currency
33. Sale and repurchase agreements
34. Debt securities issued
- 34a. Liabilities from debt securities
- 34b. Liabilities from debt securities by final legal maturity
- 34c. Change of debt securities
- 34d. Debt securities by type
- 34d. Debt securities by type
35. Subordinated debt
- 35a. Subordinated debt
- 35b. Change of subordinated debt
36. Provisions
- 36a. Provisions
- 36b. Change of provision for commitments and guarantees given
- 36c. Change of provision for pending legal issues
37. Deferred income tax liabilities
38. Other liabilities
- 38a. Other liabilities
- 38b. Liabilities due to lease
- 38c. Change of provisions for unused employee holiday
- 38d. Change of provisions for retirement benefits
39. Equity
- 39a. Capital
- 39b. Accumulated other comprehensive income
- 39c. Retained earnings
40. Financial liabilities by contractual maturity

Off – balance items

Supplementary Information