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2018 Financial and Social Report

Bank Millennium Group employees are offered the same social and financial benefits regardless of the type of employment agreement (for a fixed/unspecified term) and working time (part-time/full-time). The amount and scope of benefits depends on the employee’s life and financial situation. A private medical care plan is offered to employees employed for at least one half of a full time equivalent. The range of the plan varies for different positions.

The Bylaws of the Company Social Benefit Fund regulate the Bank’s social activity. According to these Bylaws, the Bank pursues the following initiatives:

  • providing repayable assistance for housing purposes in the form of home loans,
  • conducting cultural, sporting, recreational and tourist activity,
  • organizing events and group meetings, etc.,
  • providing material or financial assistance,
  • providing financial assistance in individual events of chance, a particularly difficult financial, family or life situation (financial assistance that does not have to be repaid).

Companies tap into the social benefits offering offered by the Bank but they finance it using their own Social Benefits Funds. [GRI 401-2]

Since 2006, Bank Millennium has been cooperating with the ENEL-MED medical center. The private medical care plan allows all the employees equally to have access to basic and specialist medical consultations, detailed diagnostic tests and prevention programs. Additionally, there is an ENEL-MED medical practice operating at the Bank Millennium Head Office in Warsaw, offering basic medical care and outpatient assistance.

Under its medical agreement, Bank Millennium also negotiated preferential prices for medical packages for spouses, life partners and children up to 26 years of age, retiring employees and the parents of employees under the Senior program.


Medical Care
2018 Group 2018 Bank 2017 Group 2017 Bank 2016 Bank 2015 Bank
Number of employees covered by medical care 5,976 5,656 1,628 1,628 1,423 1,099
Number of towns with medical care 445 445 457 457 413 408

Every autumn, a nationwide campaign of vaccination against influenza is conducted with the participation of the Bank’s medical partners. Vaccines are organized at the Bank’s head office in Warsaw and Gdańsk – and in medical centers in Poland’s other cities.

Bank Millennium is implementing the Millennium Active Zone program aimed at promoting physical activity among employees and developing knowledge about healthy lifestyle. A number of initiatives were undertaken in 2018 as part of this program. Teams composed of Bank employees took part in the Corporate Run (Wroclaw, Warsaw), The Color Run (Poznań, Warsaw, Gdynia), Runmageddon and the Marine Commando Run (Bieg Morskiego Komandosa). Employees, their families and friends took part in two editions of the Bicycle Invasion (Potop Rowerowy), i.e. bicycle trips to Sweden, and bike competitions during Kaszebe Runda. Some employees also represented Bank Millennium in several bicycle races organized as part of the Cisowianka Mazovia MTB Marathon and Lotto Poland Bike Marathon cycles.

Bank Millennium Group employees are offered two types of sport and leisure benefits: MultiSport pass which offers unlimited access to sports facilities throughout Poland or cinema tickets. Once per two quarters, employees may select the activity of their choice.

MilleClub is to promote among the employees various types of initiatives carried out in the form of sports, travel, cultural or art projects.  The Club allows them to develop their passion; they may receive co-funding up to 50% of the cost of the project. Additionally, under Kids projects employees may submit cultural and sports projects that promote spending family time.



Bank Millennium Group*
2018 2017 2016 2015 2014
Number and % of employees who used the MilleClub co-financing 1,500 (24%) 1,893 (32%) 2,113 (35%) 1,535 (26%) 2,031 (33%)
Amount of co-financing (PLN) 177,545 242,000 282,101 260,000 239,000

*no data just for Bank Millennium

Under their social assistance the Bank and Group companies offer assistance to employees who are in a particularly difficult material, family or life situation as well as home loans bearing low interest rates.


Benefits awarded to employees
2018 Group 2018 Bank 2017 Group 2017 Bank 2016 Bank 2015 Bank
Financial assistance (PLN) 488,040 452,200 564,242 502,000 456,600 561,000
Number of employees who received financial assistance 144 133 159 144 164 163
Home loans (PLN) 879,093 711,093 1,171,503 937,503 955,645 1,547,795
Number of employees who received loans 68 63 83 73 90 117

Employees may join a group life insurance on preferential terms. The insurance covers life and health of the insured and his/her family members. Six insurance variants are available so that everyone can match the offer to their needs.


Life insurance
2018 Bank 2018 Group 2017 Bank 2017 Group 2016 Group 2015 Group
Number and % of employees who used the offer 2,940 (50%) 3,100 (49%) 3,034 (55%) 3,207 (54%) 3,344 (56%) 3,437 (57%)