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2018 Financial and Social Report

Bank Millennium [GRI 102-1] was established in 1989 as one of the first commercial banks in Poland. Presently, it is the 7th largest commercial bank in Poland in terms of assets. It offers services to individual clients (in the retail, Prestige and Private Banking segments), micro businesses and small, medium and large enterprises in the Corporate Banking segment. [GRI 102-2]

From its operational launch the Bank has been a trendsetter in the Polish banking industry. For instance, it was the first bank listed on the Warsaw Stock Exchange and the issuer of the first payment card on the Polish market. Today, it is a market leader in innovation defined as new technology solutions and process improvements. Innovation in Bank Millennium is an integral part of its business strategy. The Bank meets the highest corporate governance standards and pursues social programs to support children’s financial education and employee volunteerism.

Signing the agreement in November 2018 to acquire shares of Euro Bank, was a landmark decision that will contribute to growth business magnitude and overall development.

Bank Millennium and its subsidiaries constitute the Capital Group of Bank Millennium Group. The most important companies are as follows: Millennium Leasing (leasing activity), Millennium Dom Maklerski (brokerage activity) and Millennium TFI (mutual funds). Since 2016 Millennium Goodie Spółka z o.o. has been operating an innovative smart shopping platform based on sophisticated technology in collaboration with the Bank. These companies’ offering complements the products and services offered by the Bank. In 2019 Bank Millennium plans, subject to obtaining required approvals, to establish mortgage bank and to finalize the acquisition and merger with Euro Bank.

The Bank and its subsidiaries operate in the Republic of Poland. [GRI 102-4] The Bank’s Head Office is located in Warsaw while some of its head office functions are also performed in Gdańsk. [GRI 102-3]

Organizational chart of the Bank Millennium Group as at 31 December 2018