Consolidated Income Statement
| PLN millions | 1.01.2014 -31.12.2014 | 1.10.2014 -31.12.2014* | 1.01.2013 -31.12.2013 | 1.10.2013 -31.12.2013* |
|---|---|---|---|---|
| Interest income | 2.583.219 | 620.379 | 2.672.170 | 645.051 |
| Interest expense | -1.129.100 | -271.705 | -1.452.119 | -300.436 |
| Net interest income | 1.454.119 | 348.674 | 1.220.051 | 344.615 |
| Fee and commission income | 695.321 | 164.086 | 697.600 | 175.274 |
| Fee and commission expense | -83.648 | -21.887 | -108.863 | -27.917 |
| Net fee and commission income | 611.673 | 142.199 | 588.737 | 147.357 |
| Dividend income | 1.851 | 0 | 1.641 | 3 |
| Result on investment financial assets | 18.447 | 3.542 | 20.721 | 637 |
| Result on financial instruments valued at fair value through profit and loss and foreign exchange result | 182.836 | 53.251 | 184.414 | 39.028 |
| Other operating income | 39.440 | 9.817 | 64.571 | 21.090 |
| Operating income | 2.308.366 | 557.483 | 2.080.135 | 552.730 |
| General and administrative expenses | -1.056.053 | -263.566 | -1.035.244 | -261.255 |
| Impairment losses on financial assets | -265.041 | -63.904 | -232.531 | -62.259 |
| Impairment losses on non-financial assets | -430 | -79 | -1.571 | -948 |
| Depreciation and amortization | -55.326 | -15.508 | -54.332 | -12.557 |
| Other operating expenses | -92.811 | -16.698 | -73.750 | -29.449 |
| Operating expenses | -1.469.661 | -359.755 | -1.397.428 | -366.468 |
| Operating profit / (loss) | 838.705 | 197.728 | 682.707 | 186.262 |
| Share in net profit of associated companies | -246 | -246 | -2.144 | -403 |
| Profit / (loss) before taxes | 838.459 | 197.482 | 680.563 | 185.859 |
| Corporate income tax | -187.539 | -39.810 | -144.768 | -42.826 |
| Profit / (loss) after taxes | 650.920 | 157.672 | 535.795 | 143.033 |
| Attributable to: | ||||
| Owners of the parent | 650.920 | 157.672 | 535.795 | 143.033 |
| Non-controlling interests | 0 | 0 | 0 | 0 |
* - quarterly financial information has not been audited
Consolidated statement of total comprehensive income
| PLN millions | 1.01.2014-31.12.2014 | 1.10.2014-31.12.2014* | 1.01.2013-31.12.2013 | 1.10.2013-31.12.2013* |
|---|---|---|---|---|
| Profit / (loss) after taxes | 650.920 | 157.672 | 535.795 | 143.033 |
| Other elements of total comprehensive income that will be subsequently reclassified to profit or loss | 25.250 | -56.854 | 3.911 | 28.179 |
| Effect of valuation of available for sale debt securities | 69.491 | 4.994 | -44.482 | 15.817 |
| Effect of valuation of available for sale shares | 29 | 55 | 18 | 24 |
| Hedge accounting | -44.270 | -61.903 | 48.375 | 12.338 |
| Other elements of total comprehensive income that will not be subsequently reclassified to profit or loss | -2.643 | -2.643 | 0 | 0 |
| Actuarial gains (losses) | -2.643 | -2.643 | 0 | 0 |
| Other elements of total comprehensive income before taxes | 22.607 | -59.497 | 3.911 | 28.179 |
| Corporate income tax on other elements of total comprehensive income that will be subsequently reclassified to profit or loss | -4.798 | 10.802 | -743 | -5.354 |
| Corporate income tax on other elements of total comprehensive income that will not be subsequently reclassified to profit or loss | 502 | 502 | 0 | 0 |
| Other elements of total comprehensive income after taxes | 18.312 | -48.193 | 3.168 | 22.825 |
| Total comprehensive income for the period | 669.232 | 109.479 | 538.963 | 165.858 |
| Attributable to: | ||||
| Owners of the parent | 669.232 | 109.479 | 538.963 | 165.858 |
| Non-controlling interests | 0 | 0 | 0 | 0 |
* quarterly financial information has not been audited
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