Financial highlights
Financial Highlights
| Amount '000 PLN | Amount '000 EUR | |||
|---|---|---|---|---|
| period from 1.01.2013 to 31.12.2013 | period from 1.01.2012 to 31.12.2012 | period from 1.01.2013 to 31.12.2013 | period from 1.01.2012 to 31.12.2012 | |
| Interest income | 2,672,170 | 3,120,385 | 634,569 | 747,648 |
| Fee and commission income | 697,600 | 655,666 | 165,661 | 157,098 |
| Operating income | 2,080,135 | 2,008,152 | 493,976 | 481,156 |
| Operating profit / (loss) | 682,707 | 593,756 | 162,125 | 142,265 |
| Profit /(loss) before taxes | 680,563 | 595,954 | 161,616 | 142,791 |
| Profit /(loss) after taxes | 535,795 | 472,181 | 127,237 | 113,135 |
| Total comprehensive income of the period | 538,963 | 237,925 | 127,989 | 57,007 |
| Net cash flows from operating activities | 2,965,573 | 3,856,571 | 704,244 | 924,039 |
| Net cash flows from investing activities | -2,118,436 | -1,073,371 | -503,072 | -257,181 |
| Net cash flows from financing activities | -388,722 | -131,840 | -92,311 | -31,589 |
| Net cash flows, total | 458,415 | 2,651,360 | 108,861 | 635,269 |
| Total assets | 57,016,715 | 52,742,499 | 13,748,243 | 12,901,154 |
| Liabilities to banks and other monetary institutions | 2,348,562 | 2,491,745 | 566,301 | 609,497 |
| Liabilities to customers | 45,305,121 | 41,434,077 | 10,924,267 | 10,135,042 |
| Total equity | 5,363,133 | 4,824,170 | 1,293,194 | 1,180,023 |
| Share capital | 1,213,117 | 1,213,117 | 292,515 | 296,736 |
| Number of shares | 1,213,116,777 | 1,213,116,777 | 1,213,116,777 | 1,213,116,777 |
| Book value per share (in PLN/EUR) | 4.42 | 3.98 | 1.07 | 0.97 |
| Diluted book value per share (in PLN/EUR) | 4.42 | 3.98 | 1.07 | 0.97 |
| Capital adequacy ratio | 14.54% | 14.45% | 14.54% | 14.45% |
| Basic earnings (losses) per ordinary share (in PLN/EUR) | 0.44 | 0.39 | 0.10 | 0.09 |
| Diluted earnings (losses) per ordinary share (in PLN/EUR) | 0.44 | 0.39 | 0.10 | 0.09 |
| Pledged or paid dividend per share (in PLN/EUR) | - | - | - | - |
Rates used for conversion of financial data to EURO
Following rates were used to calculate values in EURO:
- For balance-sheet items 4.1472 EUR/PLN rate of 31 December 2013 (for comparable data as of 31 December 2012: 4.0882 EUR/PLN).
- For items from the Profit and Loss Account for the period 1 January – 31 December 2013 – 4.2110 EUR/PLN, rate calculated as the average of rates at end of reporting months (for comparable data on the period 1 January – 31 December 2012: 4.1736 EUR/PLN).
Polski
